Product Manager- Payments

About Velotio:

Velotio Technologies is a product engineering company working with innovative startups and enterprises. We are a certified Great Place to Work® and recognized as one of the best companies to work for in India. We have provided full-stack product development for 110+ startups across the globe building products in the cloud-native, data engineering, B2B SaaS, AI, Gen AI & Machine Learning space. Our team of 400+ elite software engineers solves hard technical problems while transforming customer ideas into successful products.

• Own the payments product roadmap and define strategies to improve authorization rates, reduce friction, and optimize costs.
• Lead gateway integrations (Authorize.Net, Stripe, Adyen, Cybersource, etc.), ensuring smooth implementation and performance monitoring.
• Drive API integration initiatives—designing, testing, and documenting APIs for payment flows using tools like Postman.
• Collaborate with engineering to build scalable solutions for ACH payments, card payments (Visa, Mastercard, Amex, Discover), wallets (Apple Pay, Google Pay), and local payment methods.
• Ensure compliance with PCI-DSS, NACHA, and card network regulations.
• Monitor and analyze transaction errors, declines, chargebacks, and fraud trends; define proactive solutions to improve reliability.
• Stay current with US payments industry trends, network mandates, regulatory changes, and emerging technologies.
• 5+ years of product management experience with a focus on payments or fintech.
• Deep knowledge of payment flows (authorization, capture, void, refund, settlement) and how funds move through the ecosystem.
• Proven experience with payment gateways and processor integrations (REST APIs, SOAP APIs, SDKs).

Desired Skills :

• Curiosity and willingness to explore user experience questions
• Highly organized and detail oriented
• Hands on experience in managing software products with agile principles
• Ability to work in a fast paced environment with lots of tests and smaller scale page/feature launches going live
• Ability to convey requirements clearly, and frame them into crisp and actionable user stories
• Be able to make data driven decisions (reading and presenting the data for existing features to make actionable decisions) 
• Analytical horsepower and a natural curiosity to solve some of healthcare's most challenging problems
• Strong written and verbal communication
• Good to have Heap and Looker experience along with CMS
• Working knowledge of JIRA and SEO

Our Culture:

• We have an autonomous and empowered work culture encouraging individuals to take ownership and grow quickly.
• Flat hierarchy with fast decision making and a startup-oriented “get things done” culture.
• A strong, fun & positive environment with regular celebrations of our success. We pride ourselves in creating an inclusive, diverse & authentic environment.

We want to hire smart, curious and ambitious folks so please reach out even if you do not have all of the requisite experience. We are looking for Product Managers with the potential to grow!

Note: Currently, all interviews and onboarding processes at Velotio are being carried out remotely through virtual meetings.