We are seeking an experienced Product Owner with 8years to 12 years with a strong background in payments systems to work with our QA teams in building a testing framework for our products. The ideal candidate will have deep domain expertise in liquidity payments, high-value/low-value payments, clearing systems, and regional payment schemes such as EMEA or Asia Payments. Prior experience as a Business Analyst (BA) will benefit the role. In addition to traditional product ownership capabilities, the candidate should possess a working knowledge of AI-based automation frameworks, enabling effective collaboration with QA and engineering teams, and informed decision-making around quality, delivery, and test optimization strategies. Proven experience as a Product Owner, wiithin the banking andr financial services domain.Hands-on experience with high value , low value payment processing.Strong knowledge of Agile/Scrum methodologies.Familiarity with testing frameworks (JUnit, Selenium, Cucumber) and collaboration with QA teams.Extensive experience with T24 Core Banking system including indepth knowledge of key modules AA, FT, PM, ST integration for payment processing, and understanding of data structures and COB processes. Proven expertise in domestic and international payment systems covering highvalue e.g., RTGS, CHAPS low-value (e.g., ACH, SEPA, UPI), and regional schemes across EMEA SEPA, TARGET2 and Asia NEFT, RTGS, FAST as well as liquidity management and account services such as reconciliation and statements.Skilled in end-to-end product ownership, including defining product vision and strategy, managing and prioritizing product backlogs, writing user stories, and leading sprint planning and backlog grooming sessions.Strong analytical and problem-solving abilitiesamiliarity with AI-based test automation frameworks (e.g., Testim, Mabl, ACCELQ, or equivalent) and ability to interpret test outcomes for decision-making.