Senior Product Manager

Designation: Product Manager / Senior Product Manager

Location: Pune

About the Role:

We are looking for an experienced and dynamic Product Manager with a focus on Digital Lending to join our team. This role requires a strategic thinker with hands-on experience in product management within the Fintech space, particularly around lending products. You will be responsible for driving the development and success of innovative lending solutions, improving customer experiences, and enhancing operational efficiency. If you're passionate about building products that scale and have a deep understanding of lending processes in the fintech ecosystem, this role is for you!

Key Responsibilities:

●       Product Strategy & Roadmap: Develop and execute a clear product strategy and roadmap for the lending vertical, aligning with the company's overall vision and business goals.

●       Market Research & User Insights: Conduct thorough market research and competitor analysis to identify customer needs, market trends, and gaps in lending products. Gather feedback from users, stakeholders, and partners to drive product innovation.

●       Lending Products Development: Lead the end-to-end lifecycle of lending products, including ideation, product design, development, launch, and post-launch improvements. Collaborate with cross-functional teams like engineering, design, compliance, legal, and marketing to ensure seamless product development and execution.

●       Partner Integration: Work closely with external partners such as LSPs, NBFCs, and banks to integrate their lending solutions, ensuring regulatory compliance and a smooth customer journey.

●       Customer-Centric Approach: Ensure a seamless and delightful customer experience at every stage of the lending process—from application to disbursement. Define and enhance the loan application funnel to minimize drop-offs and maximize conversion rates.

●       Data-Driven Decision Making: Use data analytics to monitor product performance, measure impact, and drive continuous improvements. Leverage insights to make informed decisions about product features, pricing models, and new opportunities.

●       Regulatory Compliance: Stay updated on RBI and other financial regulations and ensure that lending products are compliant with all applicable laws and guidelines.

●       Stakeholder Management: Engage with internal and external stakeholders to gather feedback, communicate product updates, and ensure alignment across teams.

Required Skills & Qualifications:

●       Experience: 3-5 years of experience in product management, preferably in the fintech or lending domain. Experience working with lending institutions (LSPs, NBFCs, banks) is a strong plus.

●       Technical Proficiency: Solid understanding of the technical aspects of product development. Ability to work closely with engineering teams to define and implement product requirements.

●       Lending Expertise: Deep knowledge of loan origination, underwriting, and disbursement processes in fintech. Familiarity with risk management, credit scoring, and compliance requirements.

●       Analytical Mindset: Strong analytical skills with the ability to interpret data, derive actionable insights, and apply them to improve products. Experience with product analytics tools like MixPanel, Google Analytics, etc.

●       Communication & Leadership: Excellent communication, presentation, and leadership skills. Ability to influence and collaborate with cross-functional teams, partners, and senior leadership.

●       Customer-Centric: A strong focus on delivering value to customers and enhancing the user experience. Ability to empathize with users and translate their needs into impactful product features.

●       Adaptability: Thrive in a fast-paced, agile environment, with the ability to manage multiple projects and priorities.

●       Education: Bachelor’s degree in business, engineering, computer science, or a relevant experience in the field. MBA or equivalent is a plus.

Preferred Qualifications:

●       Proven track record of launching successful products in the fintech space.

●       Familiarity with agile methodologies, project management tools (e.g., Jira, Confluence), and product lifecycle management.

Experience with regulatory compliance, especially within the Indian financial ecosystem